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Is DIY divorce really the right choice? What you need to know.

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So you’re wondering if handling your own divorce, known as do-it-yourself or DIY divorce, is the way to go?

It can seem appealing to avoid expensive attorneys and do the paperwork yourself. But before you start downloading forms, there are some important things you need to consider.

DIY divorce may save you money upfront but cost you in the long run. It requires a major time commitment to navigate the legal process. And if you have kids or a lot of shared assets, it can get very complicated very quickly.

While DIY divorce is right for some, for many people, hiring a lawyer is the smarter choice. This article will walk you through the pros and cons so you can decide if DIY divorce is really the best path for you.

What Is a DIY Divorce?

A DIY divorce means handling your own divorce without hiring an attorney.

Instead of paying expensive legal fees, you research the process yourself and complete all the necessary paperwork. For some, a DIY divorce can save time and money. However, it may not be the best choice in every situation.

To get started, you need to understand your state’s requirements. Each state has its own forms and procedures for filing for divorce. You’ll have to determine if you meet your state’s residency requirements and grounds for divorce. Then you must complete the necessary paperwork, like a petition for dissolution of marriage and financial disclosure forms.


A DIY divorce works best for amicable, uncontested divorces with limited assets and no children.

However, if you have a complex financial situation, share business interests or custody disputes, it may be best to hire an attorney. An experienced divorce lawyer can help negotiate the division of assets, handle the legal procedures properly and ensure your rights are protected.

Easy Route?

While a DIY divorce may seem like an easy way out, it does require a major time commitment to understand the legal issues and complete all the paperwork accurately.

You’ll have to make several trips to the courthouse to file forms and attend hearings. There are also deadlines to meet and court procedures to follow. If you make a mistake, it could end up costing you more in the long run.

So before you decide to go it alone, make sure you fully understand what’s involved in the DIY divorce process. An uninformed or hasty decision could have serious legal and financial consequences you may regret for years to come.

When in doubt, consulting with a divorce attorney is always a good idea.

Pros of Handling Your Own Divorce

Handling your own divorce, known as a DIY divorce, definitely has some benefits.

Cost Savings

The biggest pro is saving thousands of dollars in legal fees. According to recent estimates, the average cost of a divorce attorney is $250-$350 per hour (cost guide USA [https://www.divorceclub.com/support/how-much-is-a-divorce-in-texas/], cost guide in UK [https://www.divorceclub.com/support/cost-of-a-divorce-in-uk/]). By representing yourself, you avoid these steep fees which can add up quickly.

Move at Your Own Pace

You can proceed at your own pace without worrying about the clock ticking for expensive billable hours. This may reduce stress and allow you to make level-headed decisions.

Maintain Control

You remain in full control of the process and outcome. No attorney is negotiating or making decisions on your behalf. This can be empowering for some.

However, DIY divorce is not for everyone. It requires a significant time commitment to understand legal procedures and paperwork. It also means missing out on the expertise of a professional to help determine fair outcomes. For complex situations involving custody, property division, or business interests, hiring an attorney is highly advisable.

Weigh All Factors

In the end, you must weigh all factors and go with what will lead to the most equitable and stress-free resolution of your divorce.

A DIY divorce can be the right choice, as long as you go in with realistic expectations about the challenges involved. If at any point you feel out of your depth, you can always hire an attorney to take over. The choice is yours!

Cons of DIY Divorce You Should Consider

Doing your own divorce, known as DIY divorce, may seem appealing to save money and hassle. However, there are some significant downsides to consider before going at it alone.

Lack of Legal Expertise

Unless you happen to be a family law attorney, you likely lack the expertise to handle the legal complexities of divorce properly.

There are many technical requirements around serving papers, filing documents, and resolving complex issues like child custody or asset division that can trip up the average person. One small mistake could end up costing you time, money, or a fair settlement in the long run.

Increased Stress and Anxiety

Going through divorce is an emotionally difficult experience as it is. Attempting to navigate the legal system on your own will likely increase your stress and anxiety levels exponentially.

An experienced divorce lawyer can handle the legal work and buffer you from unnecessary stress, allowing you to focus on self-care. They are also able to look at the situation objectively rather than emotionally.

Missing Key Details

When you’re personally involved in a divorce, it can be easy to miss important details or make emotionally-charged decisions. A divorce attorney brings a fresh, impartial perspective and knows which questions to ask to make sure nothing slips through the cracks. They are able to spot issues you may have missed and negotiate the best possible outcome on your behalf.

Dragged Out Process

DIY divorce often ends up taking longer than working with a lawyer. All the required paperwork and procedures can be overwhelming for someone without legal experience.

A divorce attorney is able to expedite the process by avoiding mistakes and unnecessary delays, with the goal of reaching a resolution as efficiently as possible. In the end, DIY divorce may end up costing you more in time, money and emotional health.

Find your divorce attorney: Divorce Club Directory

While saving money is tempting, DIY divorce is rarely the ideal choice. Seeking counsel from a divorce attorney is worth the investment for a faster, less stressful process and outcome that protects your best interests. If cost is a concern, look for attorneys that offer free initial consultations or flexible payment plans. Your financial and emotional well-being are worth the support of a legal professional.

Tips for Successfully Navigating a DIY Divorce

If you’ve decided to go the DIY route for your divorce, here are some tips to help you navigate the process successfully.

Do your research

Learn about your state’s divorce laws and procedures. Find out details like how assets and debts are divided, alimony and child support requirements, and custody arrangements. The more you know, the better prepared you’ll be. Check official court websites and read books on divorce in your state.

Create a plan

Come up with a roadmap for how you want to proceed. Figure out key steps like filing paperwork, determining asset division, and setting a court date. Create a timeline to keep things moving. Having an outline will make the process less overwhelming.

Stay organized

Gather financial documents, records of assets, tax returns, insurance papers, etc. Keep everything in one place and labeled clearly. Stay on top of deadlines and paperwork using a calendar, to-do lists and file folders. The less scrambling you have to do, the smoother the process will be.

Communicate openly

Even though you’re getting divorced, you still need to discuss important matters with your ex. Have constructive conversations about finances, property, and children. Be willing to compromise when possible. Poor communication will only make the divorce more difficult and drag the process out longer.

Consider mediation

If you and your ex struggle to agree on key issues, think about hiring a divorce mediator. A mediator can help facilitate productive discussions and negotiate settlements in a fair manner. They can save you the time, money and stress of a litigated divorce. Mediation may be a good option if communication has completely broken down.

With some preparation and perseverance, you absolutely can have an amicable DIY divorce. Stay focused on resolving matters efficiently so you can move on to the next chapter of your life. If at any point you feel overwhelmed, don’t hesitate to consult with a divorce attorney. Their guidance can help ensure your interests are protected.

Questions to Ask Yourself Before Attempting DIY Divorce

Before you decide to handle your own divorce, ask yourself these important questions:

Are you on good terms with your spouse?

If you and your ex are able to communicate well and agree on most issues, a DIY divorce may work. However, if there is ongoing conflict or distrust, the process may become complicated and contentious without legal counsel to help negotiate. Consider if you’re both willing to compromise and work together in good faith.

Do you fully understand the legal requirements?

Each state has its own divorce laws and procedures. Make sure you know the specific requirements around waiting periods, how assets and debts are divided, rules for child custody and support, etc. The paperwork and legal terminology can be confusing, so do plenty of research to ensure you cover all necessary steps. If the legal aspects seem overwhelming, it may be better to hire an attorney.

How will you divide finances and assets?

Coming to agreements on how to split the value of your home, investments, bank accounts, retirement funds, and other properties may require professional guidance. A lawyer can help determine fair allocations and draft the necessary legal documents to finalize financial separation. This is an area where expert advice is often needed.

Who will handle the custody and parenting plan?

If you have children, their wellbeing should be the top priority. Developing a comprehensive custody agreement and parenting schedule is complex, and the input of child development experts or legal professionals is usually beneficial. Don’t take chances with your kids’ futures by handling this yourself unless you have a very amicable co-parenting situation.

Do you need spousal or child support?

Obtaining fair support orders typically requires calculating figures based on income, expenses, and living costs. An attorney who handles many divorces will have more experience determining appropriate amounts. They can also help get the necessary court orders in place to enforce payment of support.

In the end, while DIY divorce may seem straightforward, there are many factors to weigh before determining if it’s truly the right path for your situation. Think it over carefully and get advice if needed. Your financial, family and emotional wellbeing are at stake, so make the choice that will set you up for the best possible outcome.


So while DIY divorce may seem like an easy way to save money during an already difficult time, make sure you go into the process with realistic expectations. Handling the legal and emotional aspects of ending a marriage is hard work, and trying to navigate it alone can often end up costing you more in the long run.

If you have a complex situation or think tensions may run high, don’t be afraid to seek help from a professional. Your time, money, and sanity are worth the investment. And remember, while divorce signifies the end of your marriage, that doesn’t mean you’ve failed. This is simply the start of a new chapter, and putting one foot in front of the other will get you to the other side. You’ve got this!

Stay strong and keep your head held high. The future is yours to shape from here.

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